Finance

Making Financing Simple

The Chevrolet of Ottawa finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Ottawa, Columbus Grove, and Benton Ridge to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Kalida to Hamler. Whether you are right down the road or an hour away from Ottawa you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments..

Let us Help You Get the Vehicle of Your Dreams

Chevrolet of Ottawa’s finance department is your auto loan and car lease resource in the Ottawa area. We provide auto financing for your new Chevrolet or pre-owned vehicle, and leasing to customers all across central Ohio.

All credit types, from good to bad, can qualify for a car loan. We team up with some of the nation’s top lenders that offer competitive rates and affordable monthly payments! We will work with your credit type to secure a loan that fits your family’s budget. Not sure what you can afford? Use our payment calculator to estimate what your monthly payments could be.Once you are done with that, fill out our online credit application to get pre-approved today.

Once the Financial process has been established you can make your next move browsing our selection of New, Pre-Owned, and Inventory Under $15k vehicles. We have a variety of models, trim and colors for you to choose from.

Your next vehicle is at Chevrolet of Ottawa! We are always happy to answer your questions so please don’t hesitate to Contact Us today!

Buying vs. Leasing

Which auto loan or lease will you choose among the ones we offer at our Ottawa, OH Chevrolet Auto Finance Department? When selecting your new Chevrolet financial service, you may better understand which option provides the best advantages you're searching for by comparing the benefits of buying vs. leasing a vehicle. We're here to explain your options so you can quickly receive the keys to your next car if the best choice for you depends on whether you are buying or leasing. See which option best suits you!

Buying Benefits

  • Do you wish to be the car's owner? Then go for it! You will own the vehicle if you purchase it upfront or after paying off your auto loan.
  • Financing typically entails a higher monthly payment, but it may be the most economical solution over the long run.
  • Consider buying a car if you want to be able to drive it for an extended period. You have alternatives to getting a new car, like trading in your old one or selling it.
  • Do you anticipate enjoying the customization of your Ford? You can modify your car to fit your lifestyle when you buy it. Want to add some extras? Decide to purchase and begin customizing your vehicle!

Leasing Benefits

  • Leasing entails paying for the car's depreciation since you won't be the owner, which typically results in a low monthly payment.
  • Leasing is a terrific method to get the car of your dreams at an affordable rate because it's affordable, and you get more cars for your money. Due to typically cheaper payments, your budget may permit a higher trim level with more features.
  • Consider leasing a new car if you're looking for a solution that requires little to no down payment.
  • Do you enjoy driving new cars on a regular basis? When you decide to lease every few years, you can acquire a new Chevrolet!

Your next dream vehicle is at Chevrolet of Ottawa! We are always happy to answer your questions so please don’t hesitate to Contact Us today!

Included in Our Financial Services:

Competitive rates direct from the manufacturer and local Michigan banks

Quick approvals so you can get in the car of your dreams

Value-added services to protect your vehicle investment

Extended warranty programs

And many more finance programs to fit your needs

Great collections of new and pre-owned vehicles



How is your credit?

The Chevrolet of Ottawa loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and pre-owned Chevrolet vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Chevrolet vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, our professional finance team will put together a loan package that is tailored specifically for you.

Tools to help get you in the driver's seat of a new car






Head to our Dealership in Ottawa for a Test Drive

We have a wide variety of new and pre-owned vehicles for you to choose from!

Test Drive

2023 Chevrolet Silverado 1500



Contact Us


Monday 8:00AM - 7:00PM
Tuesday 8:00AM - 5:00PM
Wednesday 8:00AM - 5:00PM
Thursday 8:00AM - 5:00PM
Friday 8:00AM - 5:00PM
Saturday 8:00AM - 12:00PM
Sunday Closed
Monday 8:30AM - 7:00PM
Tuesday 8:30AM - 6:00PM
Wednesday 8:30AM - 6:00PM
Thursday 8:30AM - 7:00PM
Friday 8:30AM - 6:00PM
Saturday 8:30AM - 2:00PM
Sunday Closed
Monday 8:00AM - 5:00PM
Tuesday 8:00AM - 7:00PM
Wednesday 8:00AM - 5:00PM
Thursday 8:00AM - 5:00PM
Friday 8:00AM - 5:00PM
Saturday 8:00AM - 12:00PM
Sunday Closed